![]() ![]() I just gave up with the transfer and wrote myself a check. Apparently they are low at first and are raised after you successfully make transfers with no problems. The only frustration I've had with PNC is when I tried to make large transfers from my PNC account to my HYSA (after the initial funding), I was met with extremely low transfer limits. I've only used it a handful of times because I don't usually shop at those place. ![]() ![]() You have to "activate" the offers in your account. PNC Purchase Payback can get you 5-10% back at certain retailers (Starbucks, Petsmart, etc.). Their mobile app makes depositing checks fast and simple. You’ll earn a 4.15 APY, and if you have a Discover checking account, you can set up overdraft protection to avoid overdraft fees on your everyday spending. I have been doing all of my banking with them online for the past three years, and I've had no problems with it. I moved to an area with no PNC banks nearby, so I am forced to use non-PNC ATMs. The PNC Virtual Wallet® promotion requires you to set up sofort stockpiles in order to earn and up to 400 bonus. My favorite features of Performance Select are that there is no fee for using non-PNC ATMs including international ATMs, and all ATM surcharge fees are reimbursed (up to $10 per month in my area). Open a Virtual Wallet® account utilizing the link below. The interest rate on the Growth account rivals (or in your case even exceeds) those of online HYSAs. It is very easy to transfer money between the Spend, Reserve, and Growth accounts. I started out with the free Virtual Wallet Student account and I upgraded to Performance Select three years ago (no charges or fees because I meet the minimum balance requirement of $5000 in the Spend and Reserve accounts). I have had PNC Virtual Wallet for 7+ years and I am very happy with it. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. Get your financial house in order, learn how to better manage your money, and invest for your future. Banking Megathread: FDIC, NCUA, and your cash.Private communication is not safe on Reddit. Scam alert: Ignore any private messages or chat requests. ![]()
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